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"The journey of a thousand miles begins with a single step."
                                  - LAO TZU
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Disclaimer Statement

The materials presented in this publication are distributed by the GRM Group, for information purposes only. The information is provided solely on the basis that readers will be responsible for making their own assessments of the matters discussed. Although every care is taken to provide links to suitable material from this site, the nature of the Internet prevents us from guaranteeing the suitability, completeness or accuracy of any of the material that this site may be linked to. Consequently, the GRM Group can accept no responsibility for unsuitable, incomplete or inaccurate material that may be encountered.

The GRM Group makes no claim as to the accuracy of the information on its site, or the accuracy of the information provided by third parties connected to the site or, in respect of links provided to other Internet sites, the accuracy of the information on those sites.

Whilst every effort has been made to ensure that the information is accurate, the GRM Group will not accept any liability for any loss or damage which may be incurred by any person acting in reliance upon the information.

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